Johnny O’Connor and Imelda Galvin are responsible for the finance side of the business, with particular attention being paid to achieving loan approval for clients. He is with the company now in excess of 15 years, having previously worked with AIB Bank & brings a wealth of knowledge and experience to his role.
Under the Code of Conduct rules, he is bound by both a Declaration of Secrecy and Confidentiality so any information disclosed to him in the course of conversation is kept between Johnny, the client & the Bank.
For the most part he uses his partner Bank, VW Bank. They are of German origin with German interest rates, the lowest in the market. This year alone the rates on new cars have varied from 0% - 4.9% depending on the Brand or Model. The interest rates are fixed for the duration of the loan and only 3 months interest is charged for early redemption, the balance of the interest being waived in its entirety. Everything VW Bank does is to be non-penal in the hope of enticing you to purchase again. On the used car front, interest rates for the most part come in at about 5% under the high street banks.
To apply for a loan takes about 5 minutes, and the bank will get back to you within 24 hours with an approval, a decline or a request for more info. It does not take days and we are proactive in our approach. I can assure you Johnny will not leave any stone unturned in his quest to get you approved. He is non-invasive in his questioning and he has a gentle and trusting approach.
Feel free to call him for advice at any stage on 023-88-20555